Managing personal and family wealth while growing a business

The growth stage of a business can be exhilarating, and it may be the first time you generate significant wealth. However, it’s also a time when you may miss opportunities or make mistakes due to the demands of running your business. As your banking partner during this critical time, we can help ensure that nothing gets overlooked so you can enjoy your success today while keeping an eye on the future. 

Funding your lifestyle without forgoing business opportunities

As your business grows, you'll likely have more cash on hand, potentially in multiple currencies. But it's also likely that you'll be time-poor. Monitoring your personal finances alongside your business's cash flow may therefore be challenging, especially if your income is unpredictable. Now is the time to balance your lifestyle needs with those of your business, giving you enough cash to enjoy your success while leaving yourself with enough liquidity to seize new business opportunities.

Our Currency and Deposit Services are extensive, enabling us to tailor solutions to your liquidity requirements. And with our Bank for Entrepreneurs service, you’ll have access to the capabilities of the wider Deutsche Bank Group – not only in foreign exchange but also in Business, Corporate of Investment Banking as required – all from one point of contact. With a holistic view of your business and personal finances, we can work continuously to help you make the most of your business growth, without jeopardising your long-term ambitions.

Investing as an entrepreneur: why it pays to plan early

To consolidate your growing wealth, you’ll need an investment strategy that factors in your risk tolerance and wealth structure – as well as the different stages of business growth and the potential risks ahead. The sooner you can set long-term investment goals, the sooner you can take advantage of compound interest and time in the markets. 

Our Discretionary Portfolio Management (DPM) service will ensure your risk tolerance and future liquidity needs are taken into account, while freeing you from the day-to-day management and implementation of your investments. The modular structure of our investing solutions gives you a variety of choices about how we invest your wealth and what your level of involvement should be.

With the Bank for Entrepreneurs services, you'll have access to trading solutions capabilities via our investment bank. Most importantly, your business needs will always be considered as part of a comprehensive strategy, built around the needs of you and your family.